Top 4 mistakes to avoid with debit cards
finance

Top 4 mistakes to avoid with debit cards

Debit cards make our daily lives much more convenient. Whether we wish to withdraw money or buy our favorite products from the store, these cards make everything possible. Unlike credit cards, we also do not have to bear charges or pay high interest rates at the end of every month. But although debit cards have so many positives, we must use them wisely. There are a few common mistakes people must avoid.  Not keeping a record of all transactions All debit card holders know how beneficial that piece of plastic is. It makes all shopping transactions easy by completing them with just one swipe. However, after someone swipes their card and checks their account statement, they may often realize their balance is still the same. Sometimes, a debit card transaction can take a few days to reflect in the balance. So, it is vital to keep an offline record of one’s transactions and update it regularly. If a person has a joint or shared checking account, they must also record their partner’s debit card usage and transactions. If they do not do so, they might accidentally use the card for a transaction without realizing that their account balance is low.
4 common buy now, pay later mistakes to avoid
finance

4 common buy now, pay later mistakes to avoid

Online payments have evolved to a point where “buy now, pay later” is a frequently used transaction method today. Millions of shoppers across the country use the option of paying a certain percentage of the purchase price of a product now and paying off the remaining amount in a predetermined number of equal installments over time. Buy now, pay later has multiple benefits, but buyers must be aware of and avoid its pitfalls too. 4 common buy now, pay later mistakes to avoid Taking multiple loans in a short space of time The option of purchasing things that one has always wanted and paying a portion of the price later is quite alluring. Thus, some individuals buy several products and services at once or within a few days or weeks without thinking about the accumulated credit. One thing people should not forget is that buy now, pay later schemes are like bank loans. So, as easy as they may make getting access to money and products in a given moment, it also requires users to pay back the remaining amount to banks, with an added interest percentage if they cannot pay on time. So, if people use this payment scheme several times in a short period, then their debts will also keep rising and they are likely to face mounting deadlines and interest amounts within no time.

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Important things to know about kidney and liver-related diseases
health

Important things to know about kidney and liver-related diseases

The kidney and liver are two important organs in your body. You must keep them healthy to maintain a happy and safe life. However, you should also be aware of some important facts about the liver and kidney-related diseases so that you can visit your doctor before any health-related issue becomes more serious. Kidney and liver diseases and stages Chronic kidney disease is a medical condition that affects your kidneys. However, it progresses in five different stages and usually does not affect both the kidneys at once. Before learning about the stages of this illness, you need to first understand what Glomerular Filtration Rate (GFR) is. The age, gender, race, and serum creatinine are taken into account to calculate a person’s GFR, which determines the stage of chronic kidney disease. The serum creatinine is a type of waste product, which comes from the body’s muscle activity. As the condition of your kidney worsens, it filters less and less creatinine. The GFR calculation uses this to determine the kidney condition. Stage 1 : GFR > 90 ml/min Stage 2 : GFR = 60-89 ml/min Stage 3A : GFR = 45-59 ml/min Stage 3B : GFR = 30-44 ml/min Stage 4 :
Oral health issues and their diagnosis and prevention
health

Oral health issues and their diagnosis and prevention

Oral health indicates overall health, so regular oral hygiene is important to prevent cavities, bad breath, gum diseases, and other mouth and teeth issues. Also, oral health is important at every stage of life, and it should not be taken lightly as oral diseases can also spread to the rest of the body. Let’s take a look at the basics of oral health issues and how to prevent them. Common oral health problems Oral health problems can affect people at different stages of lives: Infants A routine to help children maintain oral hygiene. When a child starts getting their first teeth, parents should wipe their gums with a clean, moist washcloth. Gradually, they can change this washcloth to a toothbrush for kids. Also, a child must be taken for their first dental visit within 6 months of the first tooth erupting, which should be not later than a kid’s first birthday. Additionally, parents should always stop children from sucking their thumbs as it can affect their tooth alignment. Also, never let them sleep with a bottle in their mouth as this can cause tooth decay. Children and teenagers Many who have crooked teeth start showing signs between the ages of 6 and 12.
Essential factors of mental health issues
health

Essential factors of mental health issues

There are a lot of misconceptions that people have about mental health. With the little information on mental health, people are often narrow-minded when it comes to treating mental illnesses and often this causes a big problem for those who have mental health problems. To help you understand better, we are here to provide you with the details of mental health problems, which include its stages, diagnosis, and treatment. Stages of mental health issues The following stages are generally experienced by patients: Stage 1: Preconception When the patient is in this stage, they may mostly be in denial. It is possible that they point out that something seems off but they are fully capable of going about with their usual routine. Stage 2: Contemplation At this stage, it is clear that the patient needs medical help. The symptoms have started to set in, and it has now started to affect the day-to-day routine of the patient. Stage 2: Crisis If stages 1 and 2 are dealt with in the right way, this stage can be avoided. If not, the patient may face a nervous breakdown. Stage 4: Getting Help This stage should ideally come before the crisis for the problem to be averted.
Stages, diagnosis, and prevention of multiple sclerosis
health

Stages, diagnosis, and prevention of multiple sclerosis

Multiple sclerosis is a disease that affects the spinal cord and the brain. Some of the common symptoms of multiple sclerosis are weakening and numbing in the body, blurring of vision, headaches, loss of hearing, speech issues, seizures, and bladder issues. The main treatment of multiple sclerosis focuses on managing symptoms of the disease. Let us take a look at the stages that the person goes through in case of multiple sclerosis. Stages of multiple sclerosis There are four stages of multiple sclerosis. These include: Clinically isolated syndrome A clinically isolated syndrome is usually the first attack of multiple sclerosis experienced by patients. It is marked by an inflamed myelin sheath. At this stage, a Magnetic Resonance Imaging (MRI) test is used to make a proper diagnosis. Relapsing-remitting multiple sclerosis Relapsing-remitting multiple sclerosis is the most common stage. Most patients experience symptoms of this stage before the age of 30. Patients may experience episodes of symptoms. Relapse in this stage can lead to brain lesions. If patients go into remission, this phase can continue for a few weeks or even several years. Primary progressive multiple sclerosis Primary progressive multiple sclerosis usually begins in patients after they cross the age of 40.
Important things that you must know about pain management
health

Important things that you must know about pain management

The techniques of pain management are devised based on the cause of pain. Pain management also depends on the severity and duration of pain. It focuses on the identification of the source of pain and selecting the best course of treatment. Let us take a closer look at some of the aspects of pain management. Types of pain The most common types of pain are: Neuropathic pain It’s a type of pain, which impacts the nervous system. In this form of pain, there is damage to the nervous system. A typical example is a diabetic neuropathy. Neuropathic pain can also include fibromyalgia, sympathetically maintained pain and irritable bowel syndrome. Nociceptive pain It is a pain that results from a bone that is broken in the body. This pain is determined by the transfer of signals from the peripheral nerves to the brain through the spinal cord. Somatic pain This pain is a type that affects the thighs and back of the patient. Every time a patient goes to the doctor with back pain, their doctor checks their medical history and conducts a physical exercise test and imaging test. After an accurate diagnosis, the pain can be adequately treated. Cancer pain Cancer or the treatment of cancer can cause this type of pain.
Understanding the essentials about menopause
health

Understanding the essentials about menopause

Menopause is a stage at which the woman stops going through menstrual cycles. It is only considered menopause if you have not had your period for at least 12 months. In the US, the average age for it to occur is 51, but it can start as early as your 40s. It is a biological process that occurs naturally but, due to certain symptoms it causes, it can lead to disruptions in your daily schedule and life. Stages of menopause Menopause has three different stages, as given below. Perimenopause Before the actual menopause starts, the women’s body goes into the process of shifting from natural menstruation and ovulation cycle to permanent infertility. This stage is known as perimenopause. It generally starts in your 40s, but some women may experience it in their 30s too. The symptoms include irregular periods, sleep problems, and hot flashes. Menopause If you have not had your period in one year, then the perimenopause is over, and the actual menopause stage begins. You cannot get pregnant once you enter this stage. Postmenopause The years that follow are the postmenopause stage. The physical and emotional symptoms of menopause start to subside in most cases. You start to regain your energy levels and feel more emotionally stable.